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Fed Ntl Mtg Ser Q (FNMAI) SWOT Analysis / TOWS Matrix / MBA Resources

Introduction to SWOT Analysis

SWOT Analysis / TOWS Matrix for Fed Ntl Mtg Ser Q (United States)


Based on various researches at Oak Spring University , Fed Ntl Mtg Ser Q is operating in a macro-environment that has been destablized by – increasing household debt because of falling income levels, increasing government debt because of Covid-19 spendings, wage bills are increasing, talent flight as more people leaving formal jobs, technology disruption, competitive advantages are harder to sustain because of technology dispersion, cloud computing is disrupting traditional business models, increasing inequality as vast percentage of new income is going to the top 1%, increasing transportation and logistics costs, etc



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Introduction to SWOT Analysis of Fed Ntl Mtg Ser Q


SWOT stands for an organization’s Strengths, Weaknesses, Opportunities and Threats . At Oak Spring University, we believe that Fed Ntl Mtg Ser Q can use SWOT analysis as a strategic management tool to assess the current internal strengths and weaknesses of the Fed Ntl Mtg Ser Q, and to figure out the opportunities and threats in the macro environment – technological, environmental, political, economic, social, demographic, etc in which Fed Ntl Mtg Ser Q operates in.

According to Harvard Business Review, 75% of the managers use SWOT analysis for various purposes such as – evaluating current scenario, strategic planning, new venture feasibility, personal growth goals, new market entry, Go To market strategies, portfolio management and strategic trade-off assessment, organizational restructuring, etc.




SWOT Objectives / Importance of SWOT Analysis and SWOT Matrix


SWOT analysis of Fed Ntl Mtg Ser Q can be done for the following purposes –
1. Strategic planning of Fed Ntl Mtg Ser Q
2. Improving business portfolio management of Fed Ntl Mtg Ser Q
3. Assessing feasibility of the new initiative in United States
4. Making a sector specific business decision
5. Set goals for the organization
6. Organizational restructuring of Fed Ntl Mtg Ser Q




Strengths of Fed Ntl Mtg Ser Q | Internal Strategic Factors
What are Strengths in SWOT Analysis / TOWS Matrix / Weighted SWOT Analysis

The strengths of Fed Ntl Mtg Ser Q are -

Low bargaining power of suppliers

– Suppliers of Fed Ntl Mtg Ser Q in the sector have low bargaining power. Fed Ntl Mtg Ser Q has further diversified its suppliers portfolio by building a robust supply chain across various countries. This helps Fed Ntl Mtg Ser Q to manage not only supply disruptions but also source products at highly competitive prices.

Sustainable margins compare to other players in industry

– Fed Ntl Mtg Ser Q has clearly differentiated products in the market place. This has enabled Fed Ntl Mtg Ser Q to fetch slight price premium compare to the competitors in the industry. The sustainable margins have also helped Fed Ntl Mtg Ser Q to invest into research and development (R&D) and innovation.

Innovation driven organization

– Fed Ntl Mtg Ser Q is one of the most innovative firm in sector.

Operational resilience

– The operational resilience strategy of Fed Ntl Mtg Ser Q comprises – understanding the underlying the factors in the industry, building diversified operations across different geographies so that disruption in one part of the world doesn’t impact the overall performance of the firm, and integrating the various business operations and processes through its digital transformation drive.

Strong track record of project management in the industry

– Fed Ntl Mtg Ser Q is known for sticking to its project targets. This enables the firm to manage – time, project costs, and have sustainable margins on the projects.

High switching costs

– The high switching costs that Fed Ntl Mtg Ser Q has built up over years in its products and services combo offer has resulted in high retention of customers, lower marketing costs, and greater ability of the firm to focus on its customers.

Ability to recruit top talent

– Fed Ntl Mtg Ser Q is one of the leading players in the industry in United States. It is in a position to attract the best talent available in United States. The firm has a robust talent identification program that helps in identifying the brightest.

Effective Research and Development (R&D)

– Fed Ntl Mtg Ser Q has innovation driven culture where significant part of the revenues are spent on the research and development activities. This has resulted in – Fed Ntl Mtg Ser Q staying ahead in the industry in terms of – new product launches, superior customer experience, highly competitive pricing strategies, and great returns to the shareholders.

Successful track record of launching new products

– Fed Ntl Mtg Ser Q has launched numerous new products in last few years, keeping in mind evolving customer preferences and competitive pressures. Fed Ntl Mtg Ser Q has effective processes in place that helps in exploring new product needs, doing quick pilot testing, and then launching the products quickly using its extensive distribution network.

Diverse revenue streams

– Fed Ntl Mtg Ser Q is present in almost all the verticals within the industry. This has provided Fed Ntl Mtg Ser Q a diverse revenue stream that has helped it to survive disruptions such as global pandemic in Covid-19, financial disruption of 2008, and supply chain disruption of 2021.

High brand equity

– Fed Ntl Mtg Ser Q has strong brand awareness and brand recognition among both - the exiting customers and potential new customers. Strong brand equity has enabled Fed Ntl Mtg Ser Q to keep acquiring new customers and building profitable relationship with both the new and loyal customers.

Cross disciplinary teams

– Horizontal connected teams at the Fed Ntl Mtg Ser Q are driving operational speed, building greater agility, and keeping the organization nimble to compete with new competitors. It helps are organization to ideate new ideas, and execute them swiftly in the marketplace.






Weaknesses of Fed Ntl Mtg Ser Q | Internal Strategic Factors
What are Weaknesses in SWOT Analysis / TOWS Matrix / Weighted SWOT Analysis

The weaknesses of Fed Ntl Mtg Ser Q are -

Lack of clear differentiation of Fed Ntl Mtg Ser Q products

– To increase the profitability and margins on the products, Fed Ntl Mtg Ser Q needs to provide more differentiated products than what it is currently offering in the marketplace.

Capital Spending Reduction

– Even during the low interest decade, Fed Ntl Mtg Ser Q has not been able to do capital spending to the tune of the competition. This has resulted into fewer innovations and company facing stiff competition from both existing competitors and new entrants who are disrupting the industry using digital technology.

Slow decision making process

– As mentioned earlier in the report, Fed Ntl Mtg Ser Q has a very deliberative decision making approach. This approach has resulted in prudent decisions, but it has also resulted in missing opportunities in the industry over the last five years. Fed Ntl Mtg Ser Q even though has strong showing on digital transformation primary two stages, it has struggled to capitalize the power of digital transformation in marketing efforts and new venture efforts.

Ability to respond to the competition

– As the decision making is very deliberative at Fed Ntl Mtg Ser Q, in the dynamic environment of industry it has struggled to respond to the nimble upstart competition. Fed Ntl Mtg Ser Q has reasonably good record with similar level competitors but it has struggled with new entrants taking away niches of its business.

Employees’ less understanding of Fed Ntl Mtg Ser Q strategy

– From the outside it seems that the employees of Fed Ntl Mtg Ser Q don’t have comprehensive understanding of the firm’s strategy. This is reflected in number of promotional campaigns over the last few years that had mixed messaging and competing priorities. Some of the strategic activities and services promoted in the promotional campaigns were not consistent with the organization’s strategy.

High dependence on existing supply chain

– The disruption in the global supply chains because of the Covid-19 pandemic and blockage of the Suez Canal illustrated the fragile nature of Fed Ntl Mtg Ser Q supply chain. Even after few cautionary changes, Fed Ntl Mtg Ser Q is still heavily dependent upon the existing supply chain. The existing supply chain though brings in cost efficiencies but it has left Fed Ntl Mtg Ser Q vulnerable to further global disruptions in South East Asia.

High dependence on Fed Ntl Mtg Ser Q ‘s star products

– The top 2 products and services of Fed Ntl Mtg Ser Q still accounts for major business revenue. This dependence on star products in industry has resulted into insufficient focus on developing new products, even though Fed Ntl Mtg Ser Q has relatively successful track record of launching new products.

Low market penetration in new markets

– Outside its home market of United States, Fed Ntl Mtg Ser Q needs to spend more promotional, marketing, and advertising efforts to penetrate international markets.

Skills based hiring in industry

– The stress on hiring functional specialists at Fed Ntl Mtg Ser Q has created an environment where the organization is dominated by functional specialists rather than management generalist. This has resulted into product oriented approach rather than marketing oriented approach or consumers oriented approach.

Slow to harness new channels of communication

– Even though competitors are using new communication channels such as Instagram, Tiktok, and Snap, Fed Ntl Mtg Ser Q is slow explore the new channels of communication. These new channels of communication can help Fed Ntl Mtg Ser Q to provide better information regarding products and services. It can also build an online community to further reach out to potential customers.

High bargaining power of channel partners in industry

– because of the regulatory requirements in United States, Fed Ntl Mtg Ser Q is facing high bargaining power of the channel partners. So far it has not able to streamline the operations to reduce the bargaining power of the value chain partners in the industry.




Fed Ntl Mtg Ser Q Opportunities | External Strategic Factors
What are Opportunities in the SWOT Analysis / TOWS Matrix / Weighted SWOT Analysis


The opportunities of Fed Ntl Mtg Ser Q are -

Lowering marketing communication costs

– 5G expansion will open new opportunities for Fed Ntl Mtg Ser Q in the field of marketing communication. It will bring down the cost of doing business, provide technology platform to build new products in the industry, and it will provide faster access to the consumers.

Low interest rates

– Even though inflation is raising its head in most developed economies, Fed Ntl Mtg Ser Q can still utilize the low interest rates to borrow money for capital investment. Secondly it can also use the increase of government spending in infrastructure projects to get new business.

Remote work and new talent hiring opportunities

– The widespread usage of remote working technologies during Covid-19 has opened opportunities for Fed Ntl Mtg Ser Q to expand its talent hiring zone. According to McKinsey Global Institute, 20% of the high end workforce in fields such as finance, information technology, can continously work from remote local post Covid-19. This presents a really great opportunity for Fed Ntl Mtg Ser Q to hire the very best people irrespective of their geographical location.

Identify volunteer opportunities

– Covid-19 has impacted working population in two ways – it has led to people soul searching about their professional choices, resulting in mass resignation. Secondly it has encouraged people to do things that they are passionate about. This has opened opportunities for businesses to build volunteer oriented socially driven projects. Fed Ntl Mtg Ser Q can explore opportunities that can attract volunteers and are consistent with its mission and vision.

Increase in government spending

– As the United States and other governments are increasing social spending and infrastructure spending to build economies post Covid-19, Fed Ntl Mtg Ser Q can use these opportunities to build new business models that can help the communities that Fed Ntl Mtg Ser Q operates in. Secondly it can use opportunities from government spending in sector.

Building a culture of innovation

– managers at Fed Ntl Mtg Ser Q can make experimentation a productive activity and build a culture of innovation using approaches such as – mining transaction data, A/B testing of websites and selling platforms, engaging potential customers over various needs, and building on small ideas in the industry.

Leveraging digital technologies

– Fed Ntl Mtg Ser Q can leverage digital technologies such as artificial intelligence and machine learning to automate the production process, customer analytics to get better insights into consumer behavior, realtime digital dashboards to get better sales tracking, logistics and transportation, product tracking, etc.

Harnessing reconfiguration of the global supply chains

– As the trade war between US and China heats up in the coming years, Fed Ntl Mtg Ser Q can build a diversified supply chain model across various countries in - South East Asia, India, and other parts of the world. This reconfiguration of global supply chain can help Fed Ntl Mtg Ser Q to buy more products closer to the markets, and it can leverage its size and influence to get better deal from the local markets.

Better consumer reach

– The expansion of the 5G network will help Fed Ntl Mtg Ser Q to increase its market reach. Fed Ntl Mtg Ser Q will be able to reach out to new customers. Secondly 5G will also provide technology framework to build new tools and products that can help more immersive consumer experience and faster consumer journey.

Reforming the budgeting process

- By establishing new metrics that will be used to evaluate both existing and potential projects Fed Ntl Mtg Ser Q can not only reduce the costs of the project but also help it in integrating the projects with other processes within the organization.

Creating value in data economy

– The success of analytics program of Fed Ntl Mtg Ser Q has opened avenues for new revenue streams for the organization in industry. This can help Fed Ntl Mtg Ser Q to build a more holistic ecosystem for Fed Ntl Mtg Ser Q products in the industry by providing – data insight services, data privacy related products, data based consulting services, etc.

Redefining models of collaboration and team work

– As explained in the weaknesses section, Fed Ntl Mtg Ser Q is facing challenges because of the dominance of functional experts in the organization. Fed Ntl Mtg Ser Q can utilize new technology in the field of industry to build more coordinated teams and streamline operations and communications using tools such as CAD, Zoom, etc.

Loyalty marketing

– Fed Ntl Mtg Ser Q has focused on building a highly responsive customer relationship management platform. This platform is built on in-house data and driven by analytics and artificial intelligence. The customer analytics can help the organization to fine tune its loyalty marketing efforts, increase the wallet share of the organization, reduce wastage on mainstream advertising spending, build better pricing strategies using personalization, etc.




Threats Fed Ntl Mtg Ser Q External Strategic Factors
What are Threats in the SWOT Analysis / TOWS Matrix / Weighted SWOT Analysis


The threats of Fed Ntl Mtg Ser Q are -

Aging population

– As the populations of most advanced economies are aging, it will lead to high social security costs, higher savings among population, and lower demand for goods and services in the economy. The household savings in US, France, UK, Germany, and Japan are growing faster than predicted because of uncertainty caused by pandemic.

High dependence on third party suppliers

– Fed Ntl Mtg Ser Q high dependence on third party suppliers can disrupt its processes and delivery mechanism. For example -the current troubles of car makers because of chip shortage is because the chip companies started producing chips for electronic companies rather than car manufacturers.

New competition

– After the dotcom bust of 2001, financial crisis of 2008-09, the business formation in US economy had declined. But in 2020 alone, there are more than 1.5 million new business applications in United States. This can lead to greater competition for Fed Ntl Mtg Ser Q in the sector and impact the bottomline of the organization.

Capital market disruption

– During the Covid-19, Dow Jones has touched record high. The valuations of a number of companies are way beyond their existing business model potential. This can lead to capital market correction which can put a number of suppliers, collaborators, value chain partners in great financial difficulty. It will directly impact the business of Fed Ntl Mtg Ser Q.

Trade war between China and United States

– The trade war between two of the biggest economies can hugely impact the opportunities for Fed Ntl Mtg Ser Q in industry. The industry is already at various protected from local competition in China, with the rise of trade war the protection levels may go up. This presents a clear threat of current business model in Chinese market.

Easy access to finance

– Easy access to finance in industry will also reduce the barriers to entry in the industry, thus putting downward pressure on the prices because of increasing competition. Fed Ntl Mtg Ser Q can utilize it by borrowing at lower rates and invest it into research and development, capital expenditure to fortify its core competitive advantage.

Barriers of entry lowering

– As technology is more democratized, the barriers to entry to industry are lowering. It can presents Fed Ntl Mtg Ser Q with greater competitive threats in the near to medium future. Secondly it will also put downward pressure on pricing throughout the sector.

Stagnating economy with rate increase

– Fed Ntl Mtg Ser Q can face lack of demand in the market place because of Fed actions to reduce inflation. This can lead to sluggish growth in the economy, lower demands, lower investments, higher borrowing costs, and consolidation in the industry.

High level of anxiety and lack of motivation

– the Great Resignation in United States is the sign of broader dissatisfaction among the workforce in United States. Fed Ntl Mtg Ser Q needs to understand the core reasons impacting the industry. This will help it in building a better workplace.

Increasing wage structure of Fed Ntl Mtg Ser Q

– Post Covid-19 there is a sharp increase in the wages especially in the jobs that require interaction with people. The increasing wages can put downward pressure on the margins of Fed Ntl Mtg Ser Q.

Regulatory challenges

– Fed Ntl Mtg Ser Q needs to prepare for regulatory challenges as consumer protection groups and other pressure groups are vigorously advocating for more regulations on big business - to reduce inequality, to create a level playing field, to product data privacy and consumer privacy, to reduce the influence of big money on democratic institutions, etc. This can lead to significant changes in the industry regulations.

Backlash against dominant players

– US Congress and other legislative arms of the government are getting tough on big business especially technology companies. The digital arm of Fed Ntl Mtg Ser Q business can come under increasing regulations regarding data privacy, data security, etc.

Environmental challenges

– Fed Ntl Mtg Ser Q needs to have a robust strategy against the disruptions arising from climate change and energy requirements. EU has identified it as key priority area and spending 30% of its 880 billion Euros European post Covid-19 recovery funds on green technology. Fed Ntl Mtg Ser Q can take advantage of this fund but it will also bring new competitors in the industry.




Weighted SWOT Analysis of Fed Ntl Mtg Ser Q Template, Example


Not all factors mentioned under the Strengths, Weakness, Opportunities, and Threats quadrants in the SWOT Analysis are equal. Managers at Fed Ntl Mtg Ser Q needs to zero down on the relative importance of each factor mentioned in the Strengths, Weakness, Opportunities, and Threats quadrants. We can provide the relative importance to each factor by assigning relative weights. Weighted SWOT analysis process is a three stage process –

First stage for doing weighted SWOT analysis of Fed Ntl Mtg Ser Q is to rank the strengths and weaknesses of the organization. This will help you to assess the most important strengths and weaknesses of the firm and which one of the strengths and weaknesses mentioned in the initial lists are marginal and can be left out.

Second stage for conducting weighted SWOT analysis of Fed Ntl Mtg Ser Q is to give probabilities to the external strategic factors thus better understanding the opportunities and threats arising out of macro environment changes and developments.

Third stage of constructing weighted SWOT analysis of Fed Ntl Mtg Ser Q to provide strategic recommendations includes – joining likelihood of external strategic factors such as opportunities and threats to the internal strategic factors – strengths and weaknesses. You should start with external factors as they will provide the direction of the overall industry. Secondly by joining probabilities with internal strategic factors can help the company not only strategic fit but also the most probably strategic trade-off that Fed Ntl Mtg Ser Q needs to make to build a sustainable competitive advantage.



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